How can I detect if my identity has been stolen?

When identity thieves have come into possession of your personal information, they can deplete your bank account, charge your credit cards, open utility accounts or obtain medical treatment using your health insurance. You can determine whether someone has stolen your identity if you see any of the following signs:

  • Inexplicable withdrawals from your bank account
  • You do not receive your bills or other mail
  • Merchants refuse to accept your checks

Other indicators of identity theft include:

  • You receive telephone calls from debt collectors regarding debts that do not belong to you
  • You notice strange charges or accounts on your credit report
  • You receive bills from medical providers for services you did not use
  • Your health plan issues a rejection of your medical claim because the records indicate you have used the maximum amount of benefits
  • A health plan will not provide you with coverage because your medical records falsely indicate you have a certain condition

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